According to a post on the Chinese Patent Office (SIPO) (link), Commercial banks in China are accepting more and more IP as collaterals for loans for Small and Medium Enterprises (SME).
In one case, the conditions are:
-a "good credit";
-total assets of no more than 40 million yuan; and
-annual sales of no more than 30 million yuan.
Still in this case, each company is allowed to ask for a maximum of 10 million yuan with a maturity of three years.
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